Potential of XRP: Brett believes that the global banking industry will transition to a decentralized system and will need significant amounts of XRP to conduct transactions. This growth could lead to higher XRP prices due to the massive demand from financial institutions.

Community reactions: Brett’s viewpoint has generated considerable discussion within the community. Some argue that banks could create their own tokens, while others support the decentralized nature of cryptocurrencies like XRP.

Challenges to consider: Although Brett’s argument is compelling, the value of XRP is closely tied to its acceptance within the global financial ecosystem. Banks need to adopt XRP for cross-border transactions to realize the potential Brett proposes.