The Co-Founder of DeFi App, Dan Greer, emphasizes that U.S. Regulations will crucially shape the industry’s future, determining whether it flourishes or is pushed abroad. Recent bipartisan support for repealing restrictive DeFi rules indicates a shift towards a more favorable regulatory environment.

Complexity and high costs are significant barriers preventing broader adoption of DeFi among average users. Greer notes that simplifying platforms and enhancing user experience are critical for attracting retail investors and alleviating concerns over asset custody.

Integrating AI into DeFi is set to enhance user experience and improve risk management. As DeFi evolves, advancements in security and compliance will be essential to attract institutional investment and ensure a safer environment for all participants.