Ethereum powers defi growth: Ethereum remains the leader in decentralized finance (DeFi) with its smart contract capabilities, despite scalability challenges. Priced at 3,993.68 USD, it holds a market cap of 408.83 billion USD. Strategies like second-layer solutions are pursued to improve its transaction handling and maintain leadership.

XRP leads in cross-border payments: XRP, at 2.58 USD with a 147.58 billion USD market cap, specializes in cross-border payments. Its optimized ledger provides real-time, economical transactions, appealing to financial institutions. The rise of ETFs increases accessibility, aligning with institutional demands and boosting its market positioning.