Reduced reserves enhance liquidity for XRP: The XRP Ledger’s recent reduction in reserve requirements aims to improve liquidity for users, coinciding with XRP’s price increase above 2.50 USD. This change is seen as essential, satisfying both users’ needs and the market.
Governance concerns raise questions: David Schwartz raised concerns about XRPL’s governance structure, particularly regarding voting mechanisms. He suggests that requiring active participation in votes for reserve adjustments could create stability and ensure more predictable outcomes.